What Is ACH Processing?

ACH processing was birthed in 1974 by the Federal Government with the purpose of creating an electronic network for the sole use of financial transactions. The main drive and goal for ACH was to be able to process multiple volumes of credit and debit in numerous batches. Consumers and business alike can utilize ACH in various ways, including the processing of consumer payments, making payments on mortgages, and direct depositing funds to employees or agents.

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